No Interest if Paid in Full Within 6 Months*

Frequently Asked Questions

1. What happens if I don't qualify for the initial financing offer?

   • If you do not qualify for the initial financing offer, you may be presented with subsequent opportunities by another financing or lease-to-own provider that can be used to complete the purchase (which may be subject to credit approval). LKQ Online works with multiple providers to present you with financing or lease-to-own solutions that best fit your needs. Once you agree to the terms and accept the offer, you can use the payment solution that you choose to complete your purchase (subject to credit availability). If you decline any opportunity presented, you will be brought back to the checkout process where you can proceed with your order using a different form of payment.

2. Which providers may present a financing or lease-to-own offer when I apply?

   • LKQ Online works with multiple partners. Synchrony is the primary lender and they are the bank behind the primary offer presented. If you are not approved for this offer, you may be presented additional offers from other providers, which may be subject to credit approval.

3. How do I pay my bill?

   • Each financing or lease-to-own offer provider has their own payment process. See card or terms for details. All payments are made to the issuing provider of the offer you select.

     • Synchrony Bank

       • Pay Online: Register your account at mysynchrony.com and log in to easily manage and pay your bill.

       • Pay By Phone: Contact Synchrony Car Care Customer Service at 1-866-657-0376 during the hours listed below to make a payment by phone.

         • Mon-Sun 8:00 AM - 12:00AM EST

       • Pay By Mail: To ensure your payment is on time, mail in advance of the payment due date. Send payment to:

         • Synchrony Bank

           P.O. Box 960061

           Orlando, FL 32896-0061

     • Genesis Credit® Accounts

       • To manage your Genesis Credit® Account or for more information, please click here.

4. If I am approved, what happens next?

   • You'll have the opportunity to accept or decline the offer. Once presented with an offer, additional information and terms will be provided to you before you complete the purchase. If you decline the offer, you will be brought back to the checkout process where you can proceed with your order using a different form of payment.